Get Pre-Approved for Your Mortgage

Why Pre-Approval is Critical

• Know Your True Budget

  Don't waste time looking at homes outside your price range. A pre-approval tells you exactly what you can afford.

• Sellers Take You Seriously

  In Southern California, sellers rarely accept offers without a pre-approval letter attached. It proves you are a ready and capable buyer.

• Faster Closing Process

  By doing the heavy lifting upfront, you'll experience a smoother and faster escrow process once your offer is accepted.

What You'll Need

Lenders typically require the following documents to issue a full pre-approval:

• W-2 forms from the past two years
• Pay stubs from the past 30 days
• Federal tax returns (last 2 years)
• Bank statements (last 2 months)
• Government-issued ID